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Deciding to refinance takes careful consideration. There are several factors to consider and a SecurityNational Mortgage loan professional can help you adequately weigh these complex issues.
Even a modest reduction in the interest rate can trim your monthly payment. The significance of such savings in any scenario will depend on your income, budget, loan amount, closing costs and the change in interest rate. A loan professional can help calculate the different scenarios for you to determine if this would be financially advantageous. Consulting your tax advisor is also encouraged, as your personal tax situation may affect your decision.