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Jumbo Home Loan
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If You Need A Jumbo Home Loan, Our Lending Team Will Handle Your Mortgage Quickly And Efficiently.

Jumbo loans are available up to $900,000 with no adjustment to rate, but can go up to $2 million. Available for refinances or purchases, mortgage insurance is not required. Jumbo loans can be financed as a 15 or 30-year fixed rate mortgage or as a competitive ARM product. Jumbo loans have loan amounts in excess of the conforming loan limit (based on property location) set by Fannie Mae and Freddie Mac.

For homebuyers with the following consideration points:

Similar guidelines as the FHA loan but with the ability to finance qualified home improvements on a purchase or a refinance up to $45,000 with approved Energy Efficient improvements. These improvements can be for many different reasons, such as a new roof, gutters, kitchen or bathroom remodeling, finishing a basement, painting, heating / air conditioning, electrical and plumbing repairs -just to name a few. Luxury additions, such as pools and structural repairs are not allowed. The loan offers a 50% draw on the improvements at closing and the remainder once the work has been completed. The work must be completed within 60-days of closing.